Finance centralization—research on enterprise intelligence

In the context of digital transformation, financial centralization has emerged as a crucial strategy for enhancing the efficiency and effectiveness of corporate financial management. This paper explores the role of Artificial Intelligence (AI) in financial centralization within Chinese enterprises, particularly under the framework of digital corporate financial management. By analyzing multiple case studies, the research demonstrates how AI applications streamline financial processes, mitigate risks, and improve decision-making accuracy. The study focuses on three key AI-driven applications: automated reconciliation, intelligent report generation, and big data-based risk management. Additionally, the research examines the unique challenges and opportunities that private and state-owned enterprises face during AI-driven financial transformation. Through in-depth analysis, the paper offers valuable insights into how AI is reshaping the financial landscape, providing both practical and theoretical contributions. These findings offer valuable implications for financial managers, policymakers, and researchers seeking to leverage AI in the evolving field of intelligent financial management.