Regional loss estimation due to hurricane wind and hurricane-induced surge considering climate variability

This paper presents a framework to assess the potential hurricane damage risks to residential construction. Studies show that hurricane wind, frequency and/or hurricane-induced surge may change as a result of climate change; therefore, hurricane risk assessments should be capable of accounting for the impacts climate change. The framework includes a hurricane wind field model, hurricane-induced surge height model and hurricane vulnerability models. Three case study locations (Miami-Dade County, FL; New Hanover County, NC and Galveston County, TX) are presented for two types of analyses: annual regional loss estimation and event-based regional loss estimation. Demographic information, such as median house value and changes in house numbers, and distribution of houses for different exposures, is used to estimate the time-dependent probability of damage with or without possible climate change-induced change in wind speed, frequency and/or surge height. Through both analyses, it was found that climate change may have a significant impact on regional hurricane damage losses.