On the Eight Problems Existing in the Small Direct Loan Business for the Countryside in the Minority Areas of Liaoning Province

Small direct loan is one form of small loan, which plays an active role in poverty and difficulty alleviation in minority areas of Liaoning province. However, its normal development is still obstructed for various reasons. The causes for the obstruction are mainly low loan interest, narrow poverty-alleviating areas, short term of repaying the loans, small amount of the loans, the inadaptability between the loan management and the requirement for small direct loan, and the differences between the selection of items for loans and the aim of poverty alleviation, etc.