Rheumatoid arthritis (RA) is a chronic autoimmune disorder that undergoes joint pain inflammation and stiffness. Current treatments associated with severe side effects and high costs. Alternative treatment, that is, Epigallocatechin gallate (EGCG) a green tea polyphenol that directly targeted RA inflammatory pathways. But it has bitter taste, poor bioavailability, and toxicity issues. This research aimed to address these limitations through complexation of EGCG with phospholipids (EGCG-PC) and loading it into nanostructured lipid carriers (NLCs). The complexation with phospholipid technique has been shown to be a more successful approach. The solvent evaporation approach has been utilized to manufacture drug complex, which increases the stability and effectiveness of the products. EGCG-PC-NLCs improve solubility, sustained release, and increased bioavailability. The particle size, zeta potential, and PDI of EGCG-PC-NLCs were 159.65 ± 1.34 nm, -21.5 ± 0.99 mV, and 0.148 ± 0.045. It showed sustained drug release in 24 hours where pure EGCG degraded within 4 hours. Anti-rheumatic efficacy was done through in vitro cell viability assays. Toxicity, ex vivo, and in vivo biodistribution studies improved intestinal permeability, exhibited lower toxicity, undergoes lymphatic pathway and avoided rapid clearance. The dual formulation of EGCG phospholipid complex and NLCs showed a safer therapeutic option for RA treatment.