感知
责任
损害赔偿
突出
心理学
断层(地质)
事故(哲学)
业务
可保性
精算学
法律与经济学
经济
财务
保险单
计算机科学
法学
保险法
一般保险
神经科学
地震学
人工智能
哲学
地质学
认识论
政治学
作者
Julian De Freitas,Xilin Zhou,Margherita Atzei,Shoshana Boardman,Luigi Di Lillo
摘要
Abstract The deployment of autonomous vehicles (AVs) and the accompanying societal and economic benefits will greatly depend on how much liability AV firms will have to carry for accidents involving these vehicles, which in turn impacts their insurability and associated insurance premiums. Across three experiments ( N = 2677), we investigate whether accidents where the AV was not at fault could become an unexpected liability risk for AV firms, by exploring consumer perceptions of AV liability. We find that when such accidents occur, the not‐at‐fault vehicle becomes more salient to consumers when it is an AV. As a result, consumers are more likely to view as relevant counterfactuals in which the not‐at‐fault vehicle might have behaved differently to avoid or minimize damage from, the accident. This leads them to judge AV firms as more liable than both firms that make human‐driven vehicles and human drivers for damages when not at fault.
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