In general, enterprises' debt financing includes creditor's rights financing in direct financing and indirect financing through banks. The paper, based on the above-mentioned two kind of financing, using un-reciprocity information theory, disclosed the different financings' meanings in economics according to “moral crises” and “back choices” caused by un-reciprocity information and points out that there are some unbalances in enterprises' debt financing choices such as unbalance between financing by own capitals and financing by outside capitals, direct and indirect financing, developing unbalance of debt financing in money market compared with capital market, financing structure unbalance in bond market. The paper also puts forward some suggestions such as to speed up the reform of finance system, perfect structure of finance market, deepen up the reform of finance enterprises, improve the artificial person's governing structure in enterprises, enhance enterprises' reliabilities and strengthen enterprises' credit standing in direct debt financing.