ABSTRACT Wildfire propagation poses critical threats to global ecosystems and infrastructure, driving the need for eco‐friendly flame‐retardant gels. This study reports a sustainable bio‐based gel (PG/SiO 2 @HY) utilizing natural peach gum (PG) as a carbon precursor, halloysite nanotubes (HY) as an inorganic phase, and SiO 2 as a synergistic agent. Under the tested conditions, the gel improves thermal shielding and flame suppression. Specifically, the time to ignition for treated substrates increases from 4 s to 92 s. Cone calorimetry reveals that the gel reduces the peak heat release rate and total heat release by 88.8% and 50.0%, respectively. In simulated cabin fire tests, the gel maintains rear‐surface temperatures at a mere 36.2°C, a dramatic reduction from the 721°C observed in untreated groups. In a pine needle‐bed fire‐spread test, the gel helps block flame propagation and forms an effective fire‐isolation barrier. These improvements are associated with a synergistic ceramic–carbon protective layer that limits heat transfer and oxygen diffusion. This study suggests a mineral‐assisted bio‐based design strategy for wildfire‐related fire protection.