沙盒(软件开发)
激励
背景(考古学)
政府(语言学)
业务
产业组织
补充资产
经济
营销
微观经济学
计算机科学
语言学
生物
软件工程
哲学
古生物学
标识
DOI:10.1016/j.iref.2024.02.060
摘要
The rapid integration of next-gen information technologies in finance has spurred FinTech innovation, posing challenges to regulation. Regulatory sandboxes are pivotal for fostering innovation. This study employs a FinTech innovation regulatory sandbox to analyze a tripartite evolutionary game involving government, FinTech enterprises, and the public. It examines strategic choices, equilibrium points, and the interplay of incentives and costs. Results highlight the pivotal role of FinTech companies. Recommendations include consistent government incentives to optimize resource allocation. In tepid engagement scenarios, FinTech companies and government entities lead the innovation adoption. In a context of significant technology spending, increasing initial willingness is crucial for optimize development.
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