Since the 1970s,the tremedous changes of global economy finance has taken place,exchange rate,interest rate and other finance product prices have fluctuated continously,which brought about great finance risk.to finance organizations.As a rescut of finance organization business environment change from finance market development,the finance engineering emerged to help finance organizations to avoid finance risk and seek profitable chance.The finance engineering form and development strengthens the finance organization effectirity.The finance market of China is the mastery market only after other finance market.So,the finance engineering development and introduction should embody china characteristic.