金融知识
中国
脆弱性(计算)
读写能力
数字素养
经验证据
业务
人口经济学
社会经济学
经济增长
心理学
政治学
经济
财务
计算机安全
教育学
哲学
认识论
计算机科学
法学
作者
Peng Li,Qinghai Li,Shanxing Du
标识
DOI:10.1016/j.iref.2024.01.056
摘要
Based on 2022 survey of residents in six provinces of East China, this study suggests that digital literacy has a curbing effect on Chinese residents’ vulnerability to fraud losses, and the curbing effect is stronger among rural residents, middle-aged and elderly people, females, and people who are trained in financial education. The curbing effect is reinforced with the improvement of cognitive ability and financial knowledge and is weakened with the improvement of social trust but does not change with social networks. In addition, the curbing effect of digital literacy is the strongest in online fraud, then telecom fraud.
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