块链
数据库事务
可追溯性
透明度(行为)
信用增级
计算机科学
数据共享
业务
资信证明
财务
计算机安全
信用风险
数据库
病理
软件工程
替代医学
医学
作者
Jing Zhang,Rong Tan,Chunhua Su,Wen Si
标识
DOI:10.1016/j.jisa.2020.102659
摘要
The technical features of blockchain, including decentralization, data transparency, tamper-proofing, traceability, privacy protection and open-sourcing, make it a suitable technology for solving the information asymmetry problem in personal credit reporting transactions. Applying blockchain technology to credit reporting meets the needs of social credit system construction and may become an important technical direction in the future. This paper analyzed the problems faced by China’s personal credit reporting market, designed the framework of personal credit information sharing platform based on blockchain 3.0 architecture, studied the technical details of the platform and the technical advantages, and finally, applied the platform to the credit blacklist sharing transaction and explored the possible implementation approach. The in-depth integration of blockchain technology and personal credit reporting helps to realize the safe sharing of credit data and reduce the cost of credit data collection, thereby helping the technological and efficiency transformation of the personal credit reporting industry and promoting the overall development of the social credit system.
科研通智能强力驱动
Strongly Powered by AbleSci AI